Posted by For product professionals with experience in credit, risk, data, and technology, this Product Manager opportunity at TransUnion offers the chance to take ownership of products that influence important financial decisions across the Brazilian market. Based in São Paulo, the role combines product strategy, data-driven decision-making, stakeholder management, and commercial execution in a highly collaborative environment.
TransUnion is looking for a Product Manager to lead a family of Credit and Risk products from market opportunity identification through development, launch, performance monitoring, and continuous improvement. The position is particularly suited to professionals who can connect business needs with technical teams and translate complex data-driven solutions into clear customer value.
The role is full-time and hybrid, with employees expected to work in person at an assigned TransUnion office at least two days per week.
Product Manager – Credit & Risk Job Overview
| Job Detail | Information |
|---|---|
| Position | Product Manager – Credit & Risk (Data Products) |
| Company | TransUnion |
| Location | São Paulo, SP, Brazil |
| Job Type | Full-time |
| Work Model | Hybrid |
| Office Requirement | Minimum 2 days per week in the assigned TransUnion office |
| Career Level | Advisor, Product Management |
| Focus Area | Credit, Risk, Data Products and Collections |
About TransUnion
TransUnion is a global data, analytics and technology company that helps organizations make informed decisions with greater confidence. Its solutions support businesses across areas including financial services, employment, housing, automotive and other important stages of consumers’ lives.
In Brazil, the Credit and Risk Solutions team focuses on developing and managing products that help customers make safer, more efficient and sustainable decisions throughout the credit lifecycle.
The team combines Product Management and Solution Consulting, bringing together market knowledge, data capabilities and commercial expertise to develop competitive solutions for Brazilian customers.
About the Product Manager Role
The Product Manager will be responsible for a family of Credit and Risk products and will oversee the product lifecycle from beginning to end.
This includes identifying market opportunities, developing product strategies, prioritizing initiatives, working with technical teams, supporting launches and monitoring product performance.
The position requires someone who can operate comfortably across business and technical environments. Rather than being limited to traditional product management activities, the successful candidate will work closely with data modeling, technology, sales, operations, legal and other teams.
A major part of the role will be translating complex business and customer challenges into practical product solutions.
Key Responsibilities
Product Strategy and Vision
The Product Manager will:
- Execute the strategy and roadmap for the assigned Credit and Risk product family.
- Identify market opportunities, emerging trends and competitive gaps.
- Evaluate and prioritize initiatives based on business impact, technical feasibility and customer value.
- Protect and strengthen product-market fit.
- Help determine which opportunities should receive investment and development resources.
Product Lifecycle Management
The role covers the complete product lifecycle, including:
- Ideation
- Market and opportunity validation
- Product development
- Launch
- Performance monitoring
- Continuous improvement
The Product Manager will translate market and business requirements into clear specifications for technical teams while helping ensure projects are delivered according to scope, quality and timelines.
Data, Credit and Risk Products
A significant component of the position involves working with data products designed for credit, risk and collections.
The Product Manager does not necessarily need to develop models personally. However, they must be comfortable communicating with modeling teams and understanding relevant concepts, limitations and technical considerations.
The role will involve acting as a bridge between:
- Data modeling teams
- Technology teams
- Business stakeholders
- Sales teams
- Customers
This requires strong analytical thinking and the ability to turn technical capabilities into commercially valuable products.
Stakeholder Management and Influence
The Product Manager will work across multiple departments and will often need to influence decisions without having direct authority over the teams involved.
Key stakeholders may include:
- Technology
- Data and modeling
- Sales
- Commercial teams
- Operations
- Legal
- Business leadership
Strong negotiation and communication skills will therefore be important. The successful candidate will be expected to lead product discussions, resolve competing priorities and help teams reach practical decisions.
Go-to-Market and Sales Support
The position also has an important commercial component.
The Product Manager will support the go-to-market process by:
- Developing product training and educational materials.
- Preparing internal and customer-facing presentations.
- Supporting sales and pre-sales teams.
- Helping sales teams communicate technical product benefits clearly.
- Developing new offerings from existing products.
- Helping package solutions in situations where there may be significant product backlogs or queues.
This means the position goes beyond product development and includes helping the organization successfully position and commercialize its solutions.
Growth and Hands-On Product Management
TransUnion describes this as an environment where professionals are expected to be hands-on and comfortable working in a growing business.
The Product Manager should be prepared to:
- Test new hypotheses.
- Investigate market opportunities.
- Build solutions in less mature environments.
- Take ownership of challenges.
- Work with limited structure when necessary.
- Help scale products in competitive markets.
- Balance strategic thinking with practical execution.
This makes the role potentially attractive to product professionals who enjoy having a direct influence on both strategy and execution.
Qualifications and Experience
Candidates should have experience working as a Product Manager and should bring knowledge relevant to credit, risk or collections.
Required or Relevant Experience
- Previous Product Manager experience.
- Knowledge of credit, risk and/or collections.
- Experience working with data products is an advantage.
- Experience in a growing or expanding organization is beneficial.
Key Skills
The position requires strong capabilities in:
- Analytical and data-driven thinking.
- Product strategy.
- Product lifecycle management.
- Stakeholder management.
- Negotiation.
- Communication.
- Business analysis.
- Technical communication.
- Presentation development.
- Training and content development.
- Working with technology and modeling teams.
Candidates should be able to communicate effectively with technical specialists while maintaining a strong understanding of commercial and customer requirements.
English Language Requirement
Advanced English is required, including:
- Reading
- Writing
- Speaking
This is important because TransUnion operates globally and the position may involve communication across international teams and stakeholders.
Work Arrangement
This is a hybrid position in São Paulo, Brazil.
Employees are expected to perform their responsibilities both virtually and in person, with a requirement to work from an assigned TransUnion office for a minimum of two days per week.
Candidates should therefore have convenient access to the company’s São Paulo office.
Benefits and Employee Support
TransUnion highlights a workplace focused on professional development, flexibility and employee well-being.
The company’s stated employee support includes:
- Professional development opportunities.
- Learning and development resources.
- Work-life flexibility.
- Collaboration with teams across different locations.
- An inclusive workplace environment.
- Opportunities to work with data-driven products and technology.
- Support for career growth.
The company also emphasizes its Workforce for Good initiative, which encourages employees to grow professionally, innovate and contribute to positive outcomes for customers and communities.
Who Is This Role Best Suited For?
This opportunity may be particularly suitable for a product professional who enjoys working at the intersection of business, data and technology.
A strong candidate would likely be someone who can look at a customer or market problem, understand the underlying data and technical capabilities, determine the right product opportunity, and then work with different teams to turn that opportunity into a commercially viable solution.
Experience in financial services, credit technology, risk management, data analytics or collections would be especially relevant.
Frequently Asked Questions
What is the position?
The position is Product Manager – Credit & Risk (Data Products), with the career title listed as Advisor, Product Management.
Where is the job located?
The position is based in São Paulo, Brazil.
Is the position remote?
No. The position follows a hybrid work model and requires employees to work from an assigned TransUnion office at least two days per week.
Is this a full-time position?
Yes. The job is listed as a full-time opportunity.
What area of product management does this role focus on?
The position focuses on Credit and Risk data products, including solutions related to credit, risk and collections.
Does the role require Product Manager experience?
Yes. Previous experience as a Product Manager is listed among the required experience.
Is experience with data products required?
Experience with data products is considered a differentiator or advantage. The role does require the ability to work closely with data modeling and technology teams.
Does the candidate need to know how to develop data models?
Not necessarily. The role requires the ability to understand modeling concepts and limitations and communicate effectively with modeling specialists, rather than personally developing models.
Is English required?
Yes. Advanced English is required for reading, writing and conversation.
What teams will the Product Manager work with?
The role involves collaboration with technology, modeling, sales, operations, legal and business teams, among others.
Does the role involve sales?
The position is not simply a sales role, but it includes significant commercial support. The Product Manager will assist sales and pre-sales teams, develop training materials and help translate technical products into clear value propositions.
What type of professional would be a good fit?
Professionals with Product Management experience combined with knowledge of credit, risk, collections, data products or financial technology may be particularly well suited to the position.
Does TransUnion provide relocation assistance?
The job description provided does not state that relocation assistance is available. Candidates should therefore confirm relocation arrangements directly with TransUnion if needed.
Is a salary listed for the position?
No salary range is provided in the job description supplied for this position.
How to Apply
Interested candidates who meet the required qualifications and experience criteria should submit their application.
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